You use both investments and contracts to build your net worth and reach your R Minus 10 milestone. What’s the difference between investments and contracts, and why does it matter? Because like any smart consumer, you need to know what
It’s graduation season. Plenty of high school and college students are looking forward to future phases of their life, maybe even retirement. According to new research from Charles Schwab, on average people between the ages of 16 and 25 in
In a previous post, I looked at the three big fixed costs of housing, food, and transportation. After reading that, you might have asked, “How else can I lower my bills?” Now I’ll look at the other big three fixed
Last month, I looked at my effective tax rates for the last ten years. Since I got married three years ago, I thought I’d also look at whether there’s still a marriage penalty tax.
You’re ready to get serious about personal finance and read more than just some posts like this on the internet. How do you find the best personal finance books for you?
This year, US politicians are talking about tax rates and tax brackets. Should the ultra-rich pay a 70 percent top marginal rate? Did tax rates shrink my refund check? But I want to talk about the percent of taxes that
Don’t wait for retirement to do what you want to do. It might not come. I don’t want to sound alarmist or depressing, but carpe diem, man–seize the day.
I hope you have a (perpetual) goal to spend wisely so you can save and invest more. Do you know where to start?
Just like your investment portfolio, it’s good to diversify your information sources. Consider adding Michelle Singeltary to your financial reading list.
People say that buying lottery tickets is just a tax on people who can’t do the math. I’m decent at math and still occasionally buy lottery tickets. What about you?